EnvelopiaEverything you need to run on envelopes
Most of it is free forever. Features marked Plus are part of the paid plan, and you can try all of them free for 30 days.
The everyday budget
The parts you use every week, built to be quick on a phone and comfortable on a big screen.
Unlimited envelopes
Monthly spending, yearly bills like insurance, savings goals with a target date, and credit card payoff envelopes. Group and reorder them however you like.
Budgets that match your payday
Monthly, weekly, every two weeks or twice a month. Your envelopes refill on the schedule your money actually arrives.
Fill to budget in one tap
Puts the right amount in each envelope until the money runs out, in the order you choose. Fill by dollar amount or by percentage of a paycheck.
Fast spending entry
Amount, envelope, done. Split one receipt across several envelopes. The app remembers where you shop and suggests the envelope next time.
Accounts that match the bank
Checking, savings, cash and credit cards. Mark entries cleared and reconcile against your statement, like a checkbook.
Credit cards, your way
Count a purchase when you swipe, or when you pay the bill. Pick per card and switch later without double-counting.
Bills and paydays
Repeating bills and paychecks that enter themselves, or wait for you to confirm. See what's coming before it hits.
History and search
Every entry, searchable and filterable by envelope, account, date or amount. Deleted something by mistake? Undo it.
Any currency
Budget in any of about 160 currencies, and keep accounts in other currencies with daily exchange rates.
Safe, private and in sync
Your budget is only useful if you can trust the numbers.
Phone and web together
Sign in with Google and the same budget is on your phone and at the website, updated as you go. Free.
Share with a partner Plus
Invite your partner with a code. You both add spending and see each other's changes right away.
Check my budget
One screen that proves every envelope and account adds up, and explains and fixes anything that doesn't.
Automatic backups
The phone app saves a copy of your whole budget every day and before big changes. Restore any of them, or save a backup file yourself.
Lock and hide balances
Lock the phone app with your fingerprint, face or a PIN. Hide amounts when someone's looking over your shoulder.
No ads, no bank login
We never show ads and never ask for your bank password. You can still bring in a CSV, QFX, OFX or QIF file from your bank's website.
Plan ahead
See where your money went, and where it's heading.
Reports
Spending by envelope and over time, so you can see which envelopes need more and which need less. Deeper reports come with Plus.
Cash-flow forecast Plus
Your account balances day by day for the weeks ahead, with every bill and paycheck you've set up.
Debt payoff plan
Snowball or avalanche: see the order to pay your debts, the payoff date for each, and the interest you save.
Loans Plus
Track car loans, mortgages and student loans with their payoff dates.
Saved paycheck fills Plus
Save how each paycheck gets split and reuse it every payday in one tap.
Receipt photos Plus
Snap the receipt and keep it with the entry.